Tennessee does not have a single, comprehensive homeowners' association statute the way some states do. Instead, most Tennessee HOAs are organized as nonprofit corporations, so the Tennessee Nonprofit Corporation Act generally governs how the association operates, holds meetings, and keeps records. Condominiums and certain planned developments may also be subject to Tennessee's Horizontal Property Act. Day to day, your community is governed primarily by its own recorded documents: the Articles of Incorporation, the recorded plat, the Declaration of Covenants, Conditions and Restrictions (CC&Rs), the Bylaws, and any adopted rules and resolutions. Federal laws such as the Fair Housing Act, the Americans with Disabilities Act, the Fair Debt Collection Practices Act, and the FCC's OTARD (satellite dish) rule also apply. Laws change, so always confirm the current text with an official source or a Tennessee HOA attorney before relying on it. Official sources: Tennessee Code (Nonprofit Corporation Act, Title 48; Horizontal Property Act, Title 66) at publications.tnsosfiles.com, and a Tennessee HOA overview at hoa-usa.com/state-laws/tennessee.
